Financial Roots
Stay up to date with our latest insights and commentary
SECURE Act 2.0
Do you know what parts of the Secure Act 2.0 will impact you? Don’t worry, we do. Here are a few key changes you should be aware of: The Secure Act and the Secure Act 2.0 have brought a lot of changes to the retirement planning world in the last few years. We can’t...
Have the Talk Before It’s Too Late
Does your family know your wishes for your money after you’re gone? Putting it in a will is a great start but doesn’t go far enough. There is a way you can be clear about your wishes, help preserve family harmony, and increase the chances that your legacy will live on...
Who We Are
There’s no one-size-fits-all solution when it comes to your finances. You should have a financial advisor who gives you individualized attention based on your needs. Here’s a video on why that’s so important to us:At Aristata Financial, we serve a select group of...
Value of a Financial Plan
Have you ever walked into class and your teacher gives you a pop quiz? That unprepared feeling shouldn't be how you face retirement. We can help you take out the guesswork on when and how you can retire. Here’s a short video on the value of a financial plan:You...
Protecting What’s Most Precious To You
Are you looking for a way to secure your family’s future and protect your hard-earned assets? One way to do this is to create a comprehensive estate plan. Watch this short video to learn about how you can get started planning.Leaving your Legacy Do you have a...
Get to know Gage Kennedy
Gage was born and raised in Wichita and has always known he wanted a career where he could work with people. That’s why Aristata Financial is a great fit for him. We all value putting people first. Learn a little about Gage from this video.People talk about the value...
Balancing a Retirement Portfolio with Asset Allocation
The combination of investments you choose is as important as the individual investments themselves. In fact, many experts argue that it's even more important, since the mix of various types of investments accounts for most of the ups and downs of a portfolio's return....
Financial Planning – Helping You See the Big Picture
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached. That's where financial planning comes in. Financial planning is a...
Reaching Retirement: Now What?
You've worked hard your whole life anticipating the day you could finally retire. Congratulations — that day has arrived! But with it comes the realization that you'll need to carefully manage your assets to give them lasting potential. Review your portfolio regularly...
Business Succession Planning Using Buy-Sell Agreements
A buy-sell agreement is a legally binding contract in which the owners of a business set forth the terms and conditions of a future sale or buy back of a departing owner's share of the business. Specifically, buy-sells control when owners can sell their interests, who...
What is the difference between a Traditional IRA and a Roth IRA?
It’s a common question. With a relatively simple answer. Contributions made to a Traditional IRA go in pre-tax. So, if your income is $65,000 and you make a $6000 Traditional IRA contribution, your taxable income is reduced to $59,000, so you have not paid income...
How Do Tax Rates Work?
Tax brackets are separated into ranges of income and the more income you make the higher the tax rate. When you need to know what marginal tax rate or tax bracket you are in, it refers to the rate at which your next dollar of income will be taxed. See the chart below...