Value of a Financial Plan

Have you ever walked into class and your teacher gives you a pop quiz? That unprepared feeling shouldn’t be how you face retirement. We can help you take out the guesswork on when and how you can retire. Here’s a short video on the value of a financial plan:

You wouldn’t expect a doctor to give you a proper diagnosis if you haven’t told them ALL of your symptoms and the medications you’re taking.

At Aristata Financial our philosophy is similar – in order to give you the best possible advice, we need to see your entire financial picture, and what you would like your future to look like.  That’s where a financial plan comes into play.  This benefits both YOU AND US.

With a financial plan in place, our meetings will provide ongoing visibility as to the progress you are making toward reaching your goals.

It also helps you make informed financial decisions on things like optimizing your investment portfolio allocation, buying a second home, when to take social security, or if you could benefit from a Roth conversion.

And when major life changes happen – because they inevitably will – we can show you what impact it might have on your plan.  We can talk through whatever life brings, good and bad,  and adjust your plan in real time. 

Creating a financial plan can be really eye-opening. Some people may be pleasantly surprised when they see the results, and others may find that they need to make some adjustments.  Some people might have no idea that they can retire anytime they want, but their plan shows them it is possible.

If it’s not possible yet, you’ll at least have visibility of what it will take to get you there and make the adjustments while there is still time.  It’s much better than retiring and THEN finding out you won’t be able to live the lifestyle you wanted without risking running out of money!  You don’t want to play a guessing game with your future.

By working together, we make the process as easy as possible.

If you’d like to visit about financial planning, give us a call.

Working with a financial professional does not ensure a favorable outcome. All investing involves some degree of risk, investors may incur a profit or loss regardless of the strategy or strategies employed. Every investor’s situation is unique, you should consider your investment goals, risk tolerance and time horizon before making any investment.